Where can I get a life cover quote?

Submit your information via this website and a life insurance representative will contact you to  take you through an obligation free quote. They will be able to help you identify what cover best suit your profile. They will also be able to provide more details about benefits, cover amounts and premiums.

Fill in an online form and they will call you back.

Who is SouthAfriCover?

The future is unpredictable and, sometimes, life insurance is a good way to prepare for the risks of the unexpected.

You are NOT alone in this, many millions of South Africans have taken out life insurance in order to make sure beneficiaries can pay off your debt  and even be left with an inheritance.

SouthAfriCover is on a mission to help people just like you prepare for your future and prevent risk in a safe, predictable and secure way.

The site has clear and simple information and is refreshingly easy to navigate. All you have to do is input your details and one of South Africa’s most trusted life insurance providers will get back to you within 24 hours to discuss the options available.

If you are single, married, a parent or anyone struggling with life insurance benefits, please consider getting in touch with us.

We want to help you.

In South Africa, purchasing life insurance is a sound investment in your financial stability. 

A pay out  from a Life Cover policy can be used to settle outstanding debts, such as vehicle and bond payments; funeral costs; covering the ongoing expenses of your dependents; costs associated with your estate and even to leave an inheritance for your loved ones. These are all good reasons to consider taking out life insurance. 

However, now more than ever, people are struggling to make their monthly repayments and find that life insurance can be something they struggle to afford to keep paying for. If life insurance premiums are missed, there is the possibility of your life cover lapsing or being cancelled. This will result in a loss of all benefits and expose you to financial risks. The last thing anyone wants is for all their time and hard-earned money to be wasted and to have nothing in place to provide for their family’s future.

Introducing SouthAfriCover...

Thousands of South Africans have managed to get affordable life insurance all thanks to our simple qualifying process. We can find solutions that work for YOU.

SouthAfriCover will introduce you to one of South Africa’s most trusted life insurers, with more than 60 years of experience.

Over 3,2m South Africans insured to date, with over R6bn paid in claims in 2020 alone.

We have helped millions of satisfied customers with the peace of mind that their loved ones are not financially burdened when you pass away. Life cover could provide some financial stability to those you care about, in the event of your death.

 Life can be unpredictable. Ensure that your loved ones are financially taken care of when you are no longer around to do so yourself.  

Start a Life Cover journey

Complete our quick and easy assessment

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Find out if you qualify

Discover how much you could qualify for

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We'll get to work

Our life insurance experts work hard while you relax

Frequently Asked Questions

You’re really building the kind of future you want, continuously balancing work and family responsibility and making a success of both. But what if life throws something unexpected at you? We’ll help keep your loved ones financially secure, should you pass away so that they can still have the lifestyle you’ve always wanted for them.

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What is life cover?

Life cover (or life insurance) will pay your dependents a pre-specified amount of money in the event of your death. It is there to help ensure that your loved ones are looked after and provided for, even if you are no longer alive and there to help them financially.

Why should you consider life cover?

Life is unpredictable. If something were to happen to you, consider what would happen to the people in your life who are financially dependent on you every month. You'll want to ensure that you've done what you can to provide for your family, in the event of your death.

Life cover that suits your needs

Life Insurance in South Africa is widely available. Life Cover can be used to settle outstanding debts, cover the ongoing day-to-day expenses of your dependents or any costs associated with your estate.

Our Preferred Partner's Life Cover benefit has several special features including:

• The application  is processed in one phone call and can take less than a day to be approved. 
• Cover is activated when your first premium is received.
• No forms or full medicals needed, just one blood test.
• Add as many beneficiaries as you want and choose how much they each get.

The future is unpredictable and, sometimes, life insurance is the best way to be financially prepared should the unexpected arise.

You are NOT alone in this, many millions of South Africans have taken out a life insurance plan, to have peace of mind that their families and loved ones are not left with the burden of their death or disability.

Life Cover has helped its beneficiaries to maintain their living standards, pay off outstanding debt and be provided with an inheritance on the death of a loved one. 

How much life insurance cover do I need?

There's no simple answer to exactly how much cover you need. A general suggestion is to ensure that your cover is equal to a multiple of your annual salary, depending on how old you are and how many dependents you have. Alternatively, consider what expenses your loved ones will have to deal with if you were to die unexpectedly. 

• How much money will they need to cover the bond? 
• Do you have outstanding credit card debt? 
• Do your children need money to cover school fees or go to university? 

Most insurers are able calculate you how much you qualify for, based on medical and personal information you provide, which includes things like your age and occupation. This information will make up your risk profile.

Victor Edwards - Cape Town

Stephine Meyers - Sandton

Luthando Nkosi - Bellville

This was so easy. A Couple short questions and now I'm getting better benefits for less per month. How is this service free!?

I can't thank you enough. I thought I was getting the best deal, but after this quiz. I'm now getting SO MUCH MORE! Amazing!!

You are the best! The whole process was so easy. I was skeptical but you proved me wrong. Free stuff does work! Amazing service!